Accounts
Vesting
When contributed or granted money becomes truly yours.
In plain language
Employer contributions or equity grants often become yours over time. Leave before you vest and you forfeit the unvested part.
Why it matters
Ownership on paper and ownership in fact are not always the same date.
Put it to work
Own more. Owe less.
Every word here shows up in a real decision. Run your own number, or get the next one in The Letter.