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Stocks>Over Decisions
Real decisions and money fundamentals, not investment recommendations. The numbers, the pause, and the lessons that help you own more and owe less.
Money fundamentals
How to Calculate Your Net Worth: A Beginner’s Guide
By Matt Hawley · November 1, 2026
Learn how to calculate your net worth, value your assets, count your debts, and avoid common mistakes before you start investing.
Read the articleDecision #001
Edition 001
$350
Golf Gear > Ownership
A cart full of shirts and shoes I did not need, sitting next to a closet full of shirts and shoes I already owned.
Read the decisionDecision #002
Edition 002
$900
New Phone > Keep Current Phone
The upgrade offer arrived by text. My current phone works perfectly and is two years old.
Read the decisionDecision #003
Edition 003
$74
Unused Subscriptions > Monthly Ownership
Six recurring charges, four of which I could not remember using in the last ninety days.
Read the decisionThe Stocks>Over Letter
One decision. Every week.
The blog is the archive. The Letter is where each new decision lands first — with the numbers, the alternative and the lesson.
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