Accounts
Roth IRA
A retirement account funded with after-tax money.
In plain language
You contribute money you've already paid tax on; qualified withdrawals later are tax-free. Contributions are capped and rules apply.
Why it matters
Same ownership, better long-run tax math for many people early in a career.
Put it to work
Own more. Owe less.
Every word here shows up in a real decision. Run your own number, or get the next one in The Letter.