The Glossary

Markets

Expense Ratio

The annual fee a fund charges you.

In plain language

A percentage of your balance taken each year to run the fund. 0.03% is about $3 per $10,000; 1.00% is about $100.

Why it matters

Fees compound too — just not for you.

Put it to work

Own more. Owe less.

Every word here shows up in a real decision. Run your own number, or get the next one in The Letter.

Related words