Ownership
Net Worth
What you own minus what you owe.
In plain language
Add up your assets, subtract your liabilities. The number can be negative early on — that's a starting point, not a verdict.
Why it matters
It's the one scoreboard that moves when you own more and owe less.
Put it to work
Own more. Owe less.
Every word here shows up in a real decision. Run your own number, or get the next one in The Letter.